Skip to content

Calculator
Loan Options
About Us
- Reviews
Blog
Contact Us
Book Call
Apply Online
Get A Quote

Open mobile menuClose mobile menu

Blog

Home » Buying Tips » The Biggest Mistakes Buyers Are Making Today

The Biggest Mistakes Buyers Are Making Today

May 30, 2024
Aimee Minnis
Buying Tips, For Buyers

The Biggest Mistakes Buyers Are Making Today | Keeping Current Matters

Buyers face challenges in any market – and today’s is no different.

Aimee Minnis

Related Posts

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

You’ve probably asked yourself lately: Is it even worth trying to buy a home right…

Getting a Tax Refund? Here’s How It Can Help You Buy a Home

If you’re getting a tax refund this year, here’s something worth thinking about. That money…

Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.

With economic headlines, global events, and near constant talk about affordability, you may be wondering…

Step 1 of 21

4%

What are your goals?
- I want to buy a home
- I want to refinance

Where are you looking to buy? City or Zip Code
City or Zip Code*

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the home buying process?
- Signed a purchase contract
- Found a home
- Looking to buy within one month
- Looking to buy in 1 to 3 months
- Looking to buy in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

What is your (or your spouse's) branch of military service?
- Army
- Marine Corps
- Navy
- Air Force
- Coast Guard
- National Guard
- Military Spouse
- Other VA Eligibility
- No Military Experience

Are you actively working with a real estate agent?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*

Categories

Archives

previous post: How Do Climate Risks Affect Your Next Home?
next post: Top Reasons To Own a Home [INFOGRAPHIC]

What are your goals? Everyone is unique, request your personalized rates and fees.

About Us

I would love the opportunity to serve you in MD, DC, or VA. I am all about providing guidance to my clients so they can confidently make strategic mortgage decisions to build wealth through real estate.

Aimee Minnis
Senior Loan Officer | NMLS#: 1403192

Equal Housing Lender. www.nfmlending.com. © 2025 NFM, Inc. dba NFM Lending. America’s Common Sense Lender® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. https://lp.nfmlending.com/application-disclaimer

Contact Us

(443) 745-5094
aminnis@nfmlending.com

Loan Options

Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Rehab Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment Purchase Options
Investment Property
Refinance

SSL Certificate

Connect With Us

Facebook
Instagram
LinkedIn

Resources

Contact Us
Apply Online
Get A Quote
Reviews
Mortgage Calculator
NMLS Consumer Access
ADA Accessibility Statement
Privacy Policy

Translate »